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| ABOUT
FRANFINANCE |
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| Franfinance,
your financial partner par excellence ! |
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| A wholly-owned subsidiary of Société Générale, Franfinance can be relied on for expert professional know-how |
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 Franfinance
within the Specialized Financial Services
of the Société Générale
Group |
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Société Générale
is one of the major players in Specialized
Financial Services (SFS) in Europe.
Holding a top ranking position, Société
Générale 's SFS are provided
by subsidiaries each specialists in
their product line which are integrated
into a specific Division (DSFS) comprising
five international lines of business
: Insurance, Consumer Finance, Long
term vehicle leasing, Fleet management
and car loans, Asset finance and vendor
finance for businesses, IT asset leasing
and management. |
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| A
key player in sales-finance |
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Established in 1989 as a result
of the merger of 3 specialised subsidiaries
(CREG, Auxiliaire de Crédit,
Diebold Solomateg), Franfinance is in
charge of the two sales-finance activities
of the Société Générale
Group :
- Consumer finance
Franfinance is offering financing
packages for private customers (standard
or revolving credit) provided directly
or via a network of partners.
- Asset financing and sales-finance
for businesses
Under the brand name, "SG Equipment
Finance"*, Franfinance is offering
to manufacturers and distributors
of professional equipment, a comprehensive
range of financing solutions, from
lease to rental agreement or loan
facilities. The three major sectors
covered are : High-tech, Transport
and materials handling and BTP-Industry.
*Société Générale
announced the 6th September 2004
the launch of the new brand name
SG Equipment Finance for its equipment
and vendor finance services previously
marketed under the brand name Société
Générale Vendor Services.
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| Sales-finance
a business of specialists |
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Thanks to its financial engineering expertise, Franfinance has a developed capacity for accommodating vendor requests with customized financial services packages.
Its expert knowledge is at the disposal of specialised retail partners, and manufacturers and distributors of professional equipment.
A high degree of professionalism, expert financial knowledge and responsive staff has made it possible for Franfinance to secure ISO 9001, certification (2000 version), for across-the-board financing for individuals.
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| Performance
in Information Technology |
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Performance in Information technology, which is essential for maximising corporate effectiveness and service quality, is a core element of Franfinance business strategy.
Secured extranet sites allow a direct acceptance of the credit applications on the point of sale and ensure a smooth business relationship with the consumer finance partners.
The same tools have been developed for the partners in the asset financing and sales-finance for businesses area.
The existing customer relationship management tools such as combined telephone / computer systems and interactive video servers, to be upgraded soon to second generation, are facilitating the contact with our customers. |
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| Customer
proximity as a result of having the
best combination between an extensive
geographical coverage and strong local
networks |
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As one of the major players in professional equipment financing in Europe, Franfinance offer the coverage of 17 European countries and Australia within an efficient brand network with recognized local expertise. In each country where it is represented, Franfinance has put in place local teams with a local expertise ensuring the best quality service.
Franfinance is developing its activity in the consumer finance market through an extensive network of 30 local offices. Thanks to a team of 180 sales representatives, Franfinance is supporting each partner by combining proximity, flexibility and reactivity. Beside its activity in France, Franfinance is taking part to the international development of the "Consumer Finance" product line, acting from now on as a centre of expertise. Further to the development in Morocco in 2002, and in Czech Republic in 2003, the expansion was accelerated in 2004, with the start of BRD Finance in Romania, the setting up of Rusfinance in Russia, and the launch of a partnership with the Hachicha Group in Tunisia. |
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